TOP MONEY HACKS

@learnsmartwithai

4.0K followers · usually 514 views a post

Views

2.0K

Likes

53

Comments

1

Shares

32

Selling · SaaS › AI Tool

ChatGPTseen in 540 videos →

Why it worked

The video provides actionable financial advice using a popular AI tool (ChatGPT) to solve a common problem (managing money). The clear, step-by-step structure and the use of relatable examples like subscriptions and food delivery make the content easily digestible and applicable.

Summary

This video explains that managing money is more important than earning it, offering three steps to improve financial health: fixing spending leaks, building a safety net, and allocating income using the 50/30/20 rule. The creator demonstrates how to use ChatGPT to analyze expenses, identify leaks, and plan savings and investments.

Structure

1Intro: Money management > earning
2Step 1: Fix spending leaks (subscriptions, food delivery, impulse buys)
3Step 2: Build a safety net (emergency fund, spending limits)
4Step 3: Implement 50/30/20 rule (needs, wants, future)
5Using ChatGPT for financial analysis and planning
6Call to action: Try a habit, save the video

Original caption

💰Top Money Hacks ✅ Save this for later #makemoneyonline #sidehustletips

More from @learnsmartwithai

Their other posts in the index, biggest breakout first.

Product placement

ChatGPT: ACTS - used to analyze monthly expenses, find money leaks, suggest fixes, and create a 50/30/20 breakdown. Removing it would change the video's core mechanic. LEARN SMART AI: APPEARS - a brand name shown at the end of the video. Removing it would not change what happens in the video.

Call to action

Save this for later

On-screen text

TOP MONEY HACKS HAVING MONEY HAS ALMOST NOTHING TO DO WITH YOU MAKE IT'S ALL YOU MANAGE THAT'S WHY FEEL BROKE EVEN WHEN MORE STEP ONE FIX THE LEAKS LEAKS MOST PEOPLE LOSE MONEY THROUGH TINY HABITS FORGOTTEN SUBSCRIPTION FOOD DELIVERY IMPULSE BUYS PLUGGING THOSE ALONE GIVES YOU INSTANT BREATHING ROOM STEP TWO BUILD SAFETY NET SMALL EMERGENCY FUNDS AND SIMPLE WEEKLY SPENDING LIMIT THIS PROTECTS YOU FROM SURPRISES NOT DRAINING YOUR SAVINGS EVERY TIME LIFE THROWS YOU AND FINALLY MOST IMPORTANT ONE IS USE 50 30 24 50% Basics // Needs 30% Wants // Fun 20% Future Investments Needs Wants Future RENT 50% COVERS YOUR BASICS 30% IS YOU ENJOY AND LASTLY THE 20% YOU BUILD THAT 20% SHOULDN'T SIT IN CASH IMPORTANT! SAVINGS AND INVESTING BUCKET EVEN SMALL AMOUNTS GROW FAST WHEN THEY'RE INVESTED CONSISTENTLY HOW I USE CHATGPT TO MANAGE MY MONEY PROMPT THAT I USE Paste monthly Expense into ChatGPT PASTE MY MONTHLY EXPENSES CHAT GPT THE BIGGEST MONEY LEAKS AND SUGGEST SIMPLE FIX AND FINALLY INVESTMENT PART I'LL ASK CREATE A 20 BREAKDOWN AND SHOW ME HOW GO TOWARDS SAVINGS AND EVERY MONTH TRY ONE HABITS THIS WEEK SAVE THE VIDEO YOU DON'T FORGET THE NEXT

Transcript

Having money has almost nothing to do with how much you make. It's all how you manage it. That's why most people feel broke, even when they earn more. Step one: Fix the leaks. Most people lose money through tiny habits forgotten. Subscription, food delivery, impulse buys. Plugging those alone gives you instant breathing room. Step two: Build safety net. Set up small emergency funds and simple weekly spending limits. This protects you from surprises, not draining your savings every time life throws you something. And finally, the most important one is use 50, 30, 20. 50% Basics // Needs, 30% Wants // Fun, 20% Future Investments. 50% covers your basics. 30% is things that you enjoy. And lastly, the 20% is where you build your future. That 20% shouldn't sit in cash. That's your savings and investing bucket. Even small amounts grow fast when they're invested consistently. How I use ChatGPT to manage my money. Here's a prompt that I use. I paste my monthly expenses into ChatGPT and ask ChatGPT to find the biggest money leaks and suggest simple fixes. And finally, for the investment part, I'll ask it to create a 50/30/20 breakdown and show me how much should go towards savings and every month. Try one of these habits this week. Save the video so you don't forget the steps. I'll see you next time.