@thejoehardy — 74x breakout

Loading video…

How Much House You Can Afford

@thejoehardy

2.8K followers · usually 2.3K views a post

Views

349.2K

Likes

547

Comments

Why it worked

The video provides immediate, high-utility financial data in a clean, easy-to-read format that addresses a common pain point for homeowners and aspiring buyers.

Summary

The video displays a table showing the relationship between annual salary and maximum recommended monthly mortgage payments. It advises viewers to limit housing costs to 30% of their take-home pay to maintain financial health.

Structure

1Presenting the title hook
2Displaying the salary-to-payment table
3Scrolling through the data points
4Providing financial advice in the caption

On-screen text

How Much House You Can Afford Annual Salary Monthly Payment 40,000 60,000 80,000 100,000 120,000 140,000 160,000 180,000 200,000 220,000 820/mo 1180/mo 1510/mo 1830/mo 2130/mo 2420/mo 2700/mo 2970/mo 3220/mo 3460/mo

Transcript

How Much House You Can Afford. Annual Salary. Monthly Payment. 40,000 820/mo. 60,000 1180/mo. 80,000 1510/mo. 100,000 1830/mo. 120,000 2130/mo. 140,000 2420/mo. 160,000 2700/mo. 180,000 2970/mo. 200,000 3220/mo. 220,000 3460/mo.

Original caption

Is your house keeping you broke? 🏚️ Most people have no idea how much house they can actually afford. Here's the only number you need: take your monthly take-home pay after taxes and multiply it by 30%. That's your maximum safe housing payment. I use 30% because it keeps your mortgage affordable without sacrificing your future. Go higher and your house starts consuming your entire budget. No room to invest. No room to save. No financial freedom. Your home should build your wealth — not drain it. I broke it down for every income from $40K to $220K so you can find YOUR number in seconds. 👇 💡 Always calculate from take-home pay, NOT your gross salary. #HouseAffordability #HomeBuyingTips #FirstTimeHomeBuyer #PersonalFinance #RealEstateTips