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Want a $1M property with $100K saved? The bank is not your motivational speaker. A typical $1M residential purchase can need around $250K once you factor deposit and closing costs. That is before serviceability. Before buffers. Before holding costs. This is why Real Deal starts with the numbers, not the property. Income. Cash. Equity. Borrowing capacity. Then the deal. Stop guessing what you can afford. Click the link and submit your details.