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This could be one of the biggest shifts in the property market in years. Longer loan terms can reduce monthly repayments and increase borrowing capacity, making it easier for more Australians to enter the market. But there’s another side to the story. If more buyers can borrow more, what happens to property prices? And is this just the beginning of even longer mortgages in the future? What do you think? Is a 40-year loan a good move, or does it create bigger problems down the track?