PAYDAY with a $12k DINK monthly income

@hannahkoumakis

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Why it worked

The video provides a transparent and relatable look into a couple's budgeting process, offering practical insights into managing a high income and mortgage, which resonates with viewers interested in personal finance and financial planning.

Summary

The creator details her and her husband's monthly budget based on their $12,200 DINK income. She explains how they allocate funds across various accounts including mortgage, utilities, food, fun money, entertainment, savings, and a piano account, adjusting budgets based on actual spending and future goals like paying down their mortgage.

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Transcript, structure and on-screen text

5 beats, a 706-word transcript and 21 lines of on-screen text — the parts you need to write your own version.

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Original caption

Our first joint PAYDAY video!! It’s been a big change going from a single income to now joint with a relatively hefty mortgage. We are super aware that our mortgage is a VERY high portion of our income so our goal going forward is to save as much as possible to pay it down. We are still on our journey on discovering what works well for us 💰 Follow along for more budgeting transparency, tips and tricks. #Budgeting #budgetnz #payday #moneysaving #savingsnz