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Do this with your gift cards now! Here's how. According to CNN, about $21 billion worth of gift cards are never used. Not only that, most states have expiration dates, so your gift cards might expire after three to six years. If you've got one of those Visa or Mastercard gift cards just laying around, there's actually an inactivity fee where they'll actually lower the balance each month. Okay, so now let me show you how you get the money into your bank account. So what you're going to do is you're going to go into PayPal, and then you're going to click on debit or credit card. Next up, you're going to link a card. You're going to add the Visa or Mastercard details over here, and you're going to add your address. Once the card is linked, you are going to transfer the balance into your bank account. If you've got a gift card that is not a Visa or Mastercard gift card, you're going to come to CardCash or a similar website. You're going to enter in the name of the gift card company. You will then go ahead and type the amount in and then get offer. And as you can see over here, they'll give you cash, which you can transfer into your bank account. For more tips like this, follow below.