Product placement
1. Chase Sapphire Preferred: This is the first card I got at 18. It has no annual fee and offers 3% cashback on all purchases, provided you have the Chase Sapphire Preferred membership, which costs $50 a year. Overall, this is a great daily driver credit card. I can't argue with 3% cashback. I will say the waitlist is kind of hard to get off sometimes. I do have a method in my Discord server which is linked in the bio to get off that waitlist. I was only on the waitlist for one day. 2. Amazon Prime Rewards Visa Signature Card: The replacement is the Amazon Prime Rewards Visa Signature Card. I'm sure you guys probably guessed it. This card gets a lot of hype and it gets a lot of hate as well. Yes, it does have a $325 annual fee, but in the next 30 seconds, I can explain to you why I can justify paying for that annual fee. Number one is the points system. Points system is great. 4X points back on all food purchases, whether it be restaurants or grocery shopping. 3X points back on all flights booked through Amex Travel. And then 2X points back on all prepaid hotels through Amex Travel. So on top of the points system, you actually get a total of $424 worth of credits with this card. That is split up through $120 worth of Uber, which is $10 a month. And then you get $100 worth of dining credits, which is also $10 a month. And then you get $100 worth of Rezi, which is $50 every half a year. But the real heavy hitter with this card is the welcome bonus that you get. Normally, the welcome bonus is 60,000 points if you spend $6,000 in the first six months. But if you actually have someone refer you, if you use someone's referral link, you can get 100k points as your welcome bonus if you spend $6,000 in the first six months. I wish I knew about that. And if you guys do want to access that 100k point welcome bonus, I have my referral link for the Amex Gold card in my bio. If you guys are interested in picking up the card, feel free to use my link. I'd appreciate it. And of course, you can get an extra 40,000 points. 3. Chase Amazon Prime Rewards Visa Signature Card: The next card is going to be the Chase Amazon Prime Rewards Visa Signature Card. I personally love this card just because of the welcome bonus again. You get a $150 gift card with Amazon for free as soon as you sign up. You do need Amazon Prime to sign up. You do need Amazon Prime to sign up. But you do not need to keep Amazon Prime to keep this card. So you can just do the one-month free trial for Amazon Prime, get this card, get the $150 gift card. You can then cancel Prime and you still get the card. You still get a decent amount of cashback and rewards, but it's not as hefty as if you did have Amazon Prime. If you do have Amazon Prime, I believe you get 5% to 6% cashback on all Prime purchases. And then you also get 2% cashback on food and gas purchases with this card. 4. American Express Platinum: Also, this card is pretty beneficial for me in my situation because not every place takes Amex, and this is a Visa. So it's a good backup. 5. American Express Gold Card: And last but not least, we have the Amex Delta SkyMiles card. This is my first ever credit card. This is my mom's card and this is how I actually started building credit history. I am an authorized user on this card. So, honestly, the rewards on this aren't anything crazy. There is a pretty sweet welcome bonus, which is 50,000 points if you spend $2,000 in the first six months of owning this card. But you do get $150 annual fee for this card. And you do get 2X points back on food and groceries and 2X points back on Delta purchases. So, yeah, hopefully you guys enjoyed that wallet tour, I guess. And if you're new around here, drop me a follow. I go live every day talking about stocks and personal finance. And I do post daily about stocks and finance as well. So, yeah, drop me a follow, I appreciate it.
