Low IQ activities:

offense, but I automatically assume you're low IQ if you make any of these money moves. Using any sort of buy now, pay later service like Klarna or Afterpay, this is a one-way ticket to overspending. Please stop financing your Chipotle burritos. Number two is keeping your money in cash so you can flex money spreads or keeping it in a standard checking or savings account in a bank. And I know it sounds weird for me to clown saving money, but hear me out. While you're keeping your money as cash or in a standard savings account that gets you like 0.01% APY, you're losing around 3% to inflation every year. Easiest solution to this is setting up a high-yield savings account. (Check caption) This is a savings account that will give you around 3 to 4% APY depending on which one. For just letting your money sit in there and doing absolutely nothing. This way, at least you can make your money work for you. Number three is financing a car you cannot afford. If you can't buy a car comfortably two times over again, don't even think about financing it. And I mean no harm in making this video. If you genuinely do any of these things, there's still time to make a change. If you're new, drop me a follow because I post daily videos just like this to help you become more financially literate.