She exposed the one sentence that stops debt collectors

She exposed the one sentence that stops debt collectors This ONE sentence gets debt collectors to back off immediately. Hey I'm the Credit Hacker I come to you guys incognito so that I can keep my job but still give you the tips, tricks and knowledge to help you hack your credit you don't need to argue you don't need to explain you just say this I do not consent to verbal communication Validate this debt in writing including the original agreement or cease all collection efforts Then hang up And when you tell them to validate the debt in writing Also throw in there tell them to give you the full payment history and the chain of custody Wanna know why this works? Well under the Fair Debt Collection Practices Act you have the right to demand validation and they have to stop until they provide it and most of them can't