Your child is owed $1,000 from the federal government right now.

Your child is owed $1,000 from the federal government right now. And if you do not claim it before July 4th, you are leaving free money that will never come back. The Trump Account just launched. Every American baby born between January 1st, 2025 and December 31st, 2028 receives a $1,000 seed deposit from the US. Treasury invested immediately into a stock market index fund. No cost, no cap, no fees. Free money compounding from day one. Here is the number that stops everything. That $1,000 left alone at a 10% average annual return grows to over $5,500 by age 18. Leave it untouched until age 65 and it becomes $490,000. From $1,000 the government is handing you right now for simply claiming what belongs to your child. Here is exactly how to claim it. File IRS Form 4547 with your 2025 tax return or go to trumpaccounts.gov right now. Accounts go live July 5th, 2026. If you already filed Form 4547, your $1,000 will appear in the app automatically on launch day. Parents can also add up to $2,500 per year from pre-tax income. Employers, family members, and nonprofits can all contribute on top of that limit. Most parents have no idea this exists. The window closes in weeks. Follow before July 4th passes and your child's $1,000 disappears unclaimed forever.