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While you work, government subsidises most of your medical aid. Then you retire and it drops to a capped amount, often between R1 500 and R2 200 a month. The shortfall lands on you, for life. Part 2 of 5 with Zola Ngqisha of Siyolise BlueStar. Missed Part 1 on the 40% income drop? Watch it first. Up next in Part 3: a real client with 34 years of service, and the gap that shocked her. Educational content only, not financial advice. #retirement #gepf #gems #medicalaid #financialadvisor