payday routine $206,000

@overgenpoverty

27.1K followers · usually 1.8K views a post

Views

123.1K

Likes

13.9K

Comments

371

1.3K

Selling · SaaS › Productivity

Budget Template

www.stan.store/overgenpoverty ↗

Why it worked

The video resonated with viewers by sharing a relatable journey from financial struggle to success, offering practical tools like a budget template and a podcast for financial education, and maintaining a transparent and authentic tone.

Summary

A couple shares their payday routine, highlighting their journey from struggling teachers to high earners. They showcase their budget template and savings strategy, emphasizing financial discipline and smart money management.

Structure

1Introduction of their current financial status and income.
2Recounting their past struggles and journey to financial success.
3Showcasing their lifestyle and how they afford it.
4Explaining their budgeting and saving strategies.
5Introducing their budget template and podcast.
6Detailing the components of their budget.

Product placement

MacBook (appears, does not act, removing it would not change the video) Google Sheets (acts, used to track finances, removing it would change the video) Jordans (appears, does not act, removing it would not change the video) Sofi (acts, used for savings account, removing it would change the video) TechQuiero Más (appears, does not act, removing it would not change the video)

Original caption

husband got paid on friday and gets paid 2x per month with an annual bonus ~ his total comp is $170k 💸 and he’s a w2 employee I am a self employed creator, educator, and public speaker and I recently started to pay myself $36k a year 🙈 the business makes more but I use that money to reinvest in the business (paying 3 contractors) comment JUNE or click on my bio link to get the budget template we use every payday along with the link the HYSA we use 🥳 and tune into our podcast available on all streaming platforms 🎧 TechQuiero Más 🔥 #paydayroutine #financialtransparency #moneyforcouples #dinkwads #fypシ

More from @overgenpoverty

Their other posts in the index, biggest breakout first.

Transcript

It's payday. My husband just got his second paycheck for June. So we're gonna update our budget. Before we get into the numbers, I want to acknowledge that we are extremely privileged with our financial situation. My husband and I are first-gen college grads. So we had to figure out a lot of things on our own. He now works as a solutions engineer in tech and I'm self-employed. But just a few years ago, we were struggling teachers delivering Uber Eats to make extra money. I was the first person in my family to have a salary make over 50k and eventually reach six figures. Now I see our lifestyle now and think, how are they affording all the world cup, the wedding, the gifting, all? Because yes, it's all paid for it by us and only us. The truth is, we learned how to make our money work for us. We've been saving up for the World Cup since 2022. We were engaged for 4 years, so we could have a big wedding. We both reached 100k in investments before we could take a career break. It took years, but the wait was so worth it. Paid off $40k of my own debt and helped parents pay off $60k debt. So if you're currently on your debt journey, start to invest, keep going, be consistent, and we promise you, you will reach your goals faster than anything. And if you don't know where to start, we have a podcast called TechQuiero Más. We break it all down as far as how we make our money work for us. We use the joint HYSA account where we keep our money and we earn interest on it. June, and I'll send you the one for the numbers. We are visual people. So filling out a budget template every two weeks helps us see exactly where our money is going. I actually made this and I love it. It can be used for up to four people. You can tag any transaction to any person and you can use it for any month. It's not tied to a specific month or year. Comment June if you want it or you can find it in my bio. Tracking income, fixed expenses, variable expenses, savings, no debt. That's it. This is how much we have left to spend for the rest of June. Follow for more transparent money content. Bye.