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TOP 3 WAYS TO IMPROVE YOUR CREDIT SCORE
@alejandrolimas1
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Why it worked
The video provides clear, actionable advice on a topic of broad financial interest, presented in an easily digestible infographic format. The use of concise text and visual cues makes the information accessible and shareable.
Summary
This video presents the top three ways to improve a credit score: paying bills on time, keeping credit utilization low, and building a strong credit history. It also offers bonus tips like checking your credit report, avoiding closing accounts, limiting new credit applications, and becoming an authorized user.
Structure
- 1Title card: Top 3 Ways to Improve Your Credit Score
- 2Explanation of credit score importance
- 3Tip 1: Pay bills on time
- 4Tip 2: Keep credit utilization low
- 5Tip 3: Build a strong credit history
- 6Bonus tips and bottom line
Product placement
CORNERSTONE PROPERTY HOLDINGS LLC: This is a company name that appears as a watermark throughout the video and at the bottom of the infographic. It does not act or perform any function in the video; its removal would not change the video's content. It merely appears.
On-screen text
TOP 3 WAYS
TO IMPROVE YOUR
CREDIT SCORE
Better credit. Lower rates. More opportunities.
A higher credit score can save you
thousands of dollars over your lifetime.
CORNERSTONE
PROPERTY HOLDINGS LLC
300-579
580-649
650-700
740+
EXCELLENT
750-850
GOAL: 740+
1
PAY YOUR BILLS
ON TIME, EVERY TIME
Payment History makes up 35%
of your credit score.
Set up autopay or reminders
so you never miss a due date.
Even one late payment can
lower your score.
WHY IT MATTERS:
Lenders want to see
that you're reliable and
responsible.
2
KEEP YOUR CREDIT
UTILIZATION LOW
Try to use no more than 30%
of your available credit.
Credit balances a lower score.
Pay down balances or ask for a
credit limit increase.
WHY IT MATTERS:
It shows you're not
over-reliant on credit
and can manage your
debt wisely.
3
BUILD A STRONG
CREDIT HISTORY
Keep old accounts open
(length of history matters).
Credit cards, credit cards,
loans, mortgages is a plus.
Avoid opening too many new
accounts in a short time.
WHY IT MATTERS:
A longer, healthy credit
history shows stability
and builds trust with
lenders.
CHECK YOUR
CREDIT REPORT
Review it regularly
and dispute any errors.
BONUS TIPS TO KEEP YOUR CREDIT STRONG
AVOID
CLOSING ACCOUNTS
Closing accounts can
(length of history matters).
Credit cards, credit cards,
loans, mortgages is a plus.
Avoid opening too many new
accounts in a short time.
DON'T APPLY FOR
TOO MUCH CREDIT
Too many hard
inquiries can
hurt your score.
BECOME AN
AUTHORIZED USER
On a parent's or
spouse's account
to boost your score.
THE BOTTOM LINE:
Small habits today can lead to
big financial wins tomorrow.
GOOD CREDIT = LOWER INTEREST RATES
MORE APPROVALS
MORE WEALTH BUILDING OPPORTUNITIES
CORNERSTONE
PROPERTY HOLDINGS LLC
Original caption
A better credit score can help you qualify for lower interest rates, better loans, and more financial opportunities. Start with these 3 habits: ✅ Pay every bill on time ✅ Keep credit utilization below 30% ✅ Keep older accounts open and build a strong credit history #CreditScore #CreditTips #PersonalFinance #MoneyTips #FinancialLiteracy
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