On-screen text
CORNERSTONE
PROPERTY HOLDINGS LLC
RETIRE RICH
WITHDRAWAL CHEAT SHEET
HOW LONG WILL YOUR RETIREMENT SAVINGS LAST?
IF YOU WITHDRAW 4%, 5%, 6%, OR 7% ANNUALLY
PORTFOLIO
VALUE
4%
SAFE
5%
MODERATE
6%
AGGRESSIVE
7%
VERY AGGRESSIVE
$1M
$40K
/yr
Lasts 30+ years
Very high chance
of lasting
$50K
/yr
Lasts 22 years
High chance
of lasting
$60K
/yr
Lasts 17 years
Moderate chance
of lasting
$70K
/yr
Lasts 13 years
Lower chance
of lasting
$2M
$80K
/yr
Lasts 30+ years
Very high chance
of lasting
$100K
/yr
Lasts 27 years
High chance
of lasting
$120K
/yr
Lasts 20 years
Moderate chance
of lasting
$140K
/yr
Lasts 15 years
Lower chance
of lasting
$3M
$120K
/yr
Lasts 30+ years
Very high chance
of lasting
$150K
/yr
Lasts 28 years
High chance
of lasting
$180K
/yr
Lasts 22 years
Moderate chance
of lasting
$210K
/yr
Lasts 17 years
Lower chance
of lasting
$4M
$160K
/yr
Lasts 30+ years
Very high chance
of lasting
$200K
/yr
Lasts 29 years
High chance
of lasting
$240K
/yr
Lasts 24 years
Moderate chance
of lasting
$280K
/yr
Lasts 18 years
Lower chance
of lasting
THE 4% RULE EXPLAINED
This guideline suggests
withdrawing 4% of your portfolio
in the first year of retirement
and then adjusting that amount for
inflation each year.
30+ YEARS
A 4% withdrawal
rate has the
highest
success rate.
MARKET MATTERS
Sequence of returns,
inflation, and fees
can impact results.
PLAN FOR LONGEVITY
You could spend
20-30+ years in
retirement.
This illustration assumes a balanced portfolio of 60% stocks / 40% bonds, rebalanced annually,
with a 7% average annual return for stocks, 5% for bonds, and 2.5% inflation.
Actual results will vary based on market returns, inflation, taxes, fees and withdrawal strategy.
THE GOAL ISN'T JUST TO RETIRE...
IT'S TO STAY RETIRED.
Save Plan. Invest Consistently. Live Free.
FOLLOW FOR MORE
Investing Tips
Wealth Building
Financial Freedom
SAVE THIS POST
FOR YOUR FUTURE
YOUR FUTURE. YOUR LEGACY.
LET'S BUILD WEALTH THAT LASTS.
CORNERSTONE
PROPERTY HOLDINGS LLC