THE 3 ETFS I'D INVEST IN TODAY

THE 3 ETFS I'D INVEST IN TODAY A SIMPLE, POWERFUL PORTFOLIO Long-term growth. Diversified. Built for wealth. Ideal for investors with a 10+ year horizon. 1 VTI 60% TOTAL U.S. STOCK MARKET Owns the entire U.S. stock market - large, mid, and small companies. Your foundation. Expense Ratio: 0.03% 2 QQQM 20% NASDAQ-100 GROWTH Heavier exposure to top technology and growth companies. Adds more growth potential. Expense Ratio: 0.15% 3 VXUS 20% INTERNATIONAL STOCKS Exposure to developed and emerging markets outside the U.S. Diversification is key. Expense Ratio: 0.05% EXAMPLE INVESTMENT WITH $25,000 VTI 60% $15,000 QQQM 20% $5,000 VXUS 20% $5,000 TOTAL 100% $25,000 IMPORTANT TIPS This is a long-term (10+ years) portfolio. Expect ups and downs along the way. Only invest money you won't need for emergencies or in the next 5 years. Invest now or dollar-cost average over 3 months if nervous. Automate monthly contributions and stick to the plan. CORNERSTONE PROPERTY HOLDINGS LLC