Hook

VA Disability Claims Assistance
Their other posts in the index, biggest breakout first.
There is a VA check for $1,053 that goes out every single year and most veterans who have earned it never claim a single dollar of it. It's tax-free. It can repeat every year for the rest of your life. For some veterans, it doesn't pay once, it pays twice or even three times over, so we're talking $2,000, $3,000 a year, and almost nobody files for it for one simple reason. They've been told the wrong story about who qualifies, so they count themselves out before they ever apply. By the time I'm done here, you're going to know exactly who's eligible. The everyday thing in your medicine cabinet that probably qualifies you and you'd never guess it. How to stack this into more than one payment and the hard deadline coming up that if you blow past it, costs you this entire year's money. And that deadline is August 1st. I'm Frank Sutherland. I'm a veteran and I read through these VA rules and the fine print so you don't have to. I'm not a claims examiner, I'm not an attorney, and I don't work for the VA. I just sit down with the actual regulation and the actual application and I tell you in plain English what it really means for your check. And this benefit, more than almost any other one I cover, is the one where the official description is written so narrowly that thousands of veterans read it, decide it's not for them, and walk away from money that was theirs. I do not want that to be you. So stay with me for a few minutes here whether you're rated 30% or 100%, whether you served in Vietnam or in Iraq, because this benefit isn't about your percentage and it isn't about your era. It's about one specific thing in your daily life. And once I show you what that thing really includes, a lot of you are going to realize you've been leaving this money on the table for years. Let me tell you what it is. It's called the annual clothing allowance. And I can already hear some of you. A clothing allowance? Frank, why on earth would the VA pay me for clothes? Here's the logic and once you see it, it makes complete sense. If something connected to your service-connected disability is ruining your clothes, the VA will pay you to replace them. That's the whole idea. Your service damaged your body and now something you have to use or something you have to put on your skin to manage that condition is steadily destroying your shirts and your pants. So the country pays you back for it every year. As of the current rate, that payment is $1,053.19 a year and it's tied to the cost of living adjustment, the same COLA that raises your disability check, so most years it ticks up a little. A couple of years ago it was just over $1,020. Now it's passed $1,050. It climbs. Now here's the official version straight from the VA and I want you to listen closely because this is the exact sentence that makes people quit. The VA says, if a skin medicine, prosthetic, or orthopedic device related to your service-connected disability damages your clothes, the VA may pay you to replace the damaged clothes. And that's where most veterans stop. They hear prosthetic or orthopedic device and they picture an artificial limb or a big leg brace and they think, well, that's not me. And they hear skin medicine and they picture some special cream for a rash and they think that's not me either. So they close the page and they are wrong. Let me open this up because the real definition is so much wider than that one sentence makes it sound. Let's start with the device side, the prosthetic or orthopedic device. Yes, an artificial limb counts, but so do a lot of ordinary things you might not think of as devices at all. A knee brace counts, a back brace counts, a wrist or ankle brace counts, a wheelchair counts, and think about how a wheelchair wears on the seat and the back of your pants day after day after day, crutches that wear out the underarms of your shirts. Any of those orthopedic or prosthetic devices, if you need it because of your service-connected condition and it's grinding down your clothing, can put you in range of this allowance. So before you tell yourself you don't have a device, think about what you actually strap on, sit in, or lean on every day to get through that day. And let me give you some concrete ones because I want this to really click. An ankle-foot brace, the kind a lot of veterans wear inside a boot for a service-connected leg or nerve injury, rubs and wears on the inside of your pant legs every single day. A back brace worn under your shirt grinds against that fabric until it's worn thin and frayed. A wrist brace or an elbow support that catches on your sleeves, a prosthetic limb with a liner and a socket that wears against whatever you've got on over it, compression garments and supports for swelling, and the wheelchair, again, because I cannot stress this one enough. If you spend your days in a wheelchair because of a service-connected condition, the constant friction on the seat and the back of your pants, the way the frame and the wheels catch and grab your clothing, that is textbook wear and tear and it is exactly what this allowance was built to cover. So when you ask yourself, do I even have a qualifying device, do not picture some science-fiction robotic limb. Picture the brace, the support, the chair, the ordinary piece of equipment you already depend on to get through the day. That is your device. Now here's the big one, the part that I think costs more veterans more money than anything else in this benefit. The skin medicine. Almost everybody hears skin medicine and assumes it means a treatment for a skin disease, like a cream for a rash or eczema, and sure, that absolutely counts.