BREAKING: US Housing Market Collapse Incoming... 227K Foreclosures

BREAKING: US Housing Market Collapse Incoming... 227K Foreclosures. US has more than 227,000 property foreclosure filings in first half of 2026. Foreclosure filings reached nearly 228,000 from January to June, up 21% from a year ago and 28% from two years ago, according to data released Thursday from real estate data company ATTOM. This marks a 21% increase from last year and we're only halfway through the year. And at the same time, we're also seeing home sellers outnumber home buyers by 630,000, which is now the largest gap ever recorded in history. So I know a lot of people don't like to admit it, but the housing market is clearly collapsing and it's really just the start. Very simply, people can't afford to pay their bills because of the hyperinflation from the war, and of course the number one bill is housing or your mortgage. And when people can't afford to pay their mortgages, they go to sell. But when there's no home buyers willing or able to buy because of the hyperinflation from the war, the market collapses. That's just how it works. Prices simply have to fall to meet the buyers or you face foreclosure because you can't afford your mortgage. And housing prices are still at the highest levels in history. Inflation adjusted, we're still way higher than the peak of the housing bubble in 2006. So prices have a long way to fall. And you can either drop your prices massively to sell, or you get foreclosed on because you can't afford your mortgage. That's just the situation for a large number of homeowners in America. And what a lot of people don't understand in the housing market is that even if that's not your situation, and like you can afford your mortgage or you even have it paid off, the rest of the market selling or getting foreclosed on means that your housing value just tanks. If everyone around you, all your neighbors are forced to sell at 500k, your house is no longer a million. That's simply how it works. No one is ever going to pay a million dollars for your house. And it's also a massive chain reaction too. Not everyone is going to be forced to sell. A lot of people who don't have to sell are still going to rush to sell because they don't want to lose like half their equity. All right, you know, their equity value that is. That's just how markets work. When the prices start to contract, people just start rushing for the exits because they don't want to lose all their money, which of course causes the prices to contract even more. And another thing to keep in mind is that the boomers are also aging out, so they are they've been looking to sell. And also, you know, wildly, they're looking to upgrade. You know, usually you downsize when you age out, but they're looking to upgrade. So they're going to be extra concerned about, you know, losing half their value. So this bubble is absolutely falling apart and it's actually going to catch a lot of people by surprise. This is the collapse a lot of people aren't seeing, frankly, because most people in the housing market don't really know what they're doing. They kind of just got there by luck, you know, COVID era mortgage rates, that kind of stuff. And also the the nature of the housing market itself. It's uh people buy houses to live in, you know, it's a lifestyle choice. A lot of people aren't really factoring in the money part of it. And now, of course, the money part of it is a big deal with the hyperinflation. And of course, that aspect of it also makes the snowball worse. A lot of people are not locked into good rates. A lot of people are locked into bad rates. You bought a house before the inflation hit and now it hits, it you're out. So this is going to spiral a lot worse than people think and it's going to catch a lot of people by storm.