Sofi Has a Problem (investor update)

Sofi Has a Problem (investor update) IF YOU ARE A SOFI INVESTOR, YOU ARE GOING TO WANT TO LISTEN UP. THE STOCK IS TRENDING AGAIN, BUT LET'S LOOK PAST ALL THE HYPE AND TALK ABOUT WHAT THE ACTUAL NUMBERS ARE SAYING, BECAUSE OVER THE PAST MONTH, SOFI STOCK HAS BEEN UP ABOUT 2%, WHICH IS BETTER THAN THE OVERALL MARKET. BUT ZACKS CURRENTLY RATES THE STOCK A NO. 3, WHICH BASICALLY MEANS HOLD. NOW, THAT DOESN'T MEAN THE BUSINESS BECAUSE IT'S NOT. IS EXPECTED TO EARN $0.11 PER SHARE THIS QUARTER, WHICH WOULD BE UP ALMOST 38% FROM LAST YEAR. FOR THE FULL YEAR, EARNINGS ARE MORE THAN 50%. REVENUE GROWTH ALSO LOOKS STRONG SO SOFI IS PROJECTED TO GENERATE ABOUT $1.1 BILLION THIS QUARTER, NEARLY 30% HIGHER PERIOD LAST YEAR. IN ITS MOST RECENT QUARTER, SOFI GREW REVENUE BY 41% AND BEAT WALL STREET'S REVENUE EXPECTATIONS. IN FACT, THE COMPANY HAS BEAT REVENUE ESTIMATES EACH FOUR QUARTERS. SO, MIKEY, WHAT'S THE PROBLEM? VALUATION. ZACKS GAVE SOFI AN F FOR VALUE, MEANING THE STOCK IS CURRENTLY TRADING AT A PREMIUM COMPARED TO SIMILAR COMPANIES. SO THE SIMPLE TAKEAWAY IS THIS: SOFI'S BUSINESS IS GROWING, REVENUE IS RISING, AND EARNINGS ARE IMPROVING, BUT A LOT OF THAT GROWTH MAY ALREADY BE PRICED INTO THE STOCK. TERM INVESTORS LIKE ME, THE COMPANY'S PERFORMANCE STILL LOOKS STRONG. BUT IN THE THE STOCK MAY NEED ANOTHER BIG EARNINGS BEAT TO SIGNIFICANTLY MOVE HIGHER. MARK YOUR CALENDARS BECAUSE THEY REPORT EARNINGS ON JULY 29TH. ANYWAYS, SOFI AT THESE PRICES, HOLDING, OR WAITING FOR A PULLBACK?