The Tesla Model Y is a terrible lease deal in August 2026…

@raviwadan

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Promoted product

Tesla Model Y

Why it worked

The video provides a clear, step-by-step breakdown of a car lease's true cost, using a relatable example (Tesla Model Y) and a simple rule of thumb (1.25% rule) that viewers can apply to their own car shopping decisions.

Summary

The video analyzes the leasing deal for a Tesla Model Y, calculating the effective monthly cost and comparing it to the MSRP. The presenter concludes that the lease deal is unfavorable due to a high effective interest rate, suggesting financing would be a better option.

Structure

1Introduction of Tesla Model Y lease deal
2Explanation of lease terms and costs
3Calculation of total lease cost
4Calculation of effective monthly payment
5Comparison to MSRP and lease value rule
6Conclusion on lease deal quality

Product placement

Tesla Model Y: acts - it is the subject of the video, with its leasing options being analyzed and discussed. Removing it would change the video entirely. Tesla: appears - it is the manufacturer of the Model Y, visible as a logo on the website. Removing it would not change the video's content.

Original caption

The Tesla Model Y is a terrible lease deal in August 2026… Let me explain why! When you run my 1.25% rule of leasing on this Tesla Model Y you get 1.8% which is well above the 1.5% threshold that we typically recommend. Do you think this is a good lease deal? #teslamodely #carleasedeals #carleasing #modely #carshopping

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Call to action

Let me know in the comment section below. Financial knowledge is power, please like and follow for more.

On-screen text

TESLA MODEL Y TERRIBLE LEASE DEAL IN AUGUST 2026

Transcript

The Tesla Model Y is a terrible lease deal in August 2026… Let me explain why! When you run my 1.25% rule of leasing on this Tesla Model Y you get 1.8% which is well above the 1.5% threshold that we typically recommend. Do you think this is a good lease deal? Let me explain why! So I'm on the Tesla website and right now on the Tesla Model Y Premium All-Wheel Drive you can do a $0 down lease, 36 months, 10,000 miles. And the monthly payment's going to be $789 a month. And if we include taxes and fees, your due at signing amount jumps to $2,633. And your monthly payment jumps to $885 a month. Now let's run my 1.25% rule of leasing and let me show you why this is a bad lease deal in terms of value. So if we take the monthly payment of $885 a month and multiply it by 35 since it's a 36 month lease and we add the due at signing amount of $2,633 which includes the first month's payment, the total cost of this lease over 36 months is going to be $33,608. And if we divide this by 36, the effective monthly payment on this Model Y is going to be $933.55. And if we divide this by the Model Y's MSRP which is $51,630, we get 0.0181 and multiply this by 100, you get 1.8%. And anytime you run this calculation and you get a number over 1.5%, that typically is a bad lease deal in terms of value and you're usually better off financing that vehicle. Under 1.5% is a good lease deal, under 1.25% is an amazing lease deal in terms of value. Do you think the Tesla Model Y Premium All-Wheel Drive is a good lease deal in terms of value? Let me know in the comment section below. Financial knowledge is power, please like and follow for more.