My Brother nine years ago I bought my house,

My Brother nine years ago I bought my house, sold my condo and I bought my house. there was no mortgage. I didn't borrow anything from anyone anywhere. now I pay property taxes of $17,000 per year to the government and to the province of Ontario that is after buying my home. this is the country we live in. I have seen people in northern Ontario Timmons South porcupin Sault Ste. Marie lose their home at 85,89 years old because they can no longer afford property taxes welcome to the industrial revolution of the western world. I remember clearly uh a couple of I think a month plus. I shared a video about an elderly woman that I met. She was actually on her way to her nursing home where she stays part-time. And she was telling me how she got her home with her late husband about 60 years ago thereabout. And she still pays mortgage in that house. I was shocked. I said, why are you still paying mortgage in the house? I thought you should have paid off the house by now. She said that she and her husband refinanced twice. So refinancing that means that they actually got the equity out of the house and reset the mortgage from the start. So they did it twice. At the age of 80 plus, she's still paying mortgage in that house. What? She's not working and she's depending on her social security and her pensions. And her husband is late. She lives part-time home in a nursing home because she can no longer take care of herself alone. So she needs assistance. You and I know already that she's probably losing that house. Because of property taxes, you lose the house. I'm not saying that property taxes is bad. Of course, the county needs to look good. The council needs to look good. And state needs to continue and run. And how do they run? By taking taxes. But if people can lose their home because they cannot afford taxes, you know, you have to be very strategic about it. The way the western world, like Canada, the US, most of these things they sell to us like financing of cars, houses, credit cards. It's revolving. Example, if you get a car, you pay off the car, you still pay insurance. If you get a house, you pay off the house, you still pay tax. If you get a credit card, you pay card, you be not start your credit score will start to drop because you're not using these things. Understand western saying, it's not saying that these things are not great. You should go get a house or you should not get a car or you should not get a credit card. You have to understand how the system is designed. Then create a plan to be able to work on the right path. We are young today, but tomorrow we are going to be old. And you want to make sure you take the right decision. Some people are thinking, I'm going to sell my house in the future. What if there are no buyers? Some people are thinking, I'm going to refinance and reset the mortgage. That means there is a potential your monthly payments will increase. And I know that some people are financially comfortable. You have good jobs, you have multiple income streams. So it's not really a problem. Not people for you. Need strategic. Just everybody, the bandwagon. They need to be strategic. Have information and try as much as possible to make that you make sure that when you go into a contract, especially long-term contract, you do it not blindly. You do it strategically.