Post by @milky.world0

I’ve just switched my entire portfolio over to VALL (from 85% VWRP) for two main reasons: 🌏 it’s the entire global stock market in a single ETF 💰it is ultra low cost at a 0.07% expense ratio Some things to consider if you want to make the switch: 1. Small caps make up 8-10% of the fund, so it is more volatile than funds with just medium and large cap stocks. More volatile means more potential gains, but also more potential losses 2. The fee is incredible, but other ETFs like VWRP also have very competitive fees, so a few pounds each year is probably not enough of a reason to switch 3. It’s a brand new fund. Common wisdom is to stick with funds that are over 3 years old with > £100M of assets. But this is from @vanguard_uk which is extremely reputable, so I’m not worried. Let me know your thoughts in the comments: are you buying? Sticking to VWRP? Or do you have a different mix?