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A simple way to estimate your retirement target is to divide the annual income you want by a 5% withdrawal rate. For example: ➡️ $100K/year = $2M portfolio ➡️ $150K/year = $3M portfolio ➡️ $200K/year = $4M portfolio ➡️ $250K/year = $5M portfolio ➡️ $300K/year = $6M portfolio The biggest takeaway? Your retirement number starts with the lifestyle you want—not a random savings goal. Start early. Invest consistently. Take advantage of retirement accounts. Increase your contributions as your income grows. 📈 Save this post for your retirement planning! 🌱 Disclaimer: The 5% withdrawal rate is a planning assumption, not a guarantee. Actual results will vary based on investment returns, inflation, taxes, fees, and individual circumstances. For educational purposes only—not financial advice. #RetirementPlanning #Investing #FinancialFreedom #RetirementGoals #WealthBuilding