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Most people don’t stay poor because they earn too little. They stay poor because they never learn the difference between an asset and a liability. An asset helps build or protect your wealth. A liability keeps taking money out of your pocket. Before making your next big purchase, ask yourself: Will this move me closer to financial freedom—or create another monthly payment? सम्पत्ति र दायित्वको फरक बुझ्नु आर्थिक सफलताको पहिलो कदम हो। What’s something people commonly mistake for an asset? #FinancialLiteracy #MoneyMindset #Nepali #pasanglama