BUY DOLLARS!!!

@adorflores

43.1K followers · usually 3.1K views a post

Views

640.6K

Likes

25.1K

Comments

319

Shares

4.5K

SoundTikTok sound · original sound - allen

Promoted product

BPI

Why it worked

The video effectively leverages a timely and relevant financial topic (currency exchange rate fluctuations) to provide practical advice, making it relatable and valuable to viewers interested in personal finance and saving strategies.

Summary

The creator explains the benefit of holding US dollars over Philippine pesos by showing the exchange rate appreciation over the year. They suggest using a BPI USD savings account to capitalize on this trend, also mentioning the withholding tax on local digital banks.

Structure

1Introduction to buying dollars
2Comparison of USD vs PHP exchange rates
3Explanation of USD savings account benefits
4Mention of withholding tax on local banks
5Call to share tips

Product placement

BPI (Bank of the Philippine Islands): ACTS - The video shows the BPI app interface for savings accounts and mentions opening a USD account with BPI. Removing it would change the video's context and explanation. BPI is the bank where the creator holds their savings and opens a USD account. USD (United States Dollar): ACTS - The video discusses the value of USD against PHP and the benefits of holding USD. Removing it would remove the core subject of the video. PHP (Philippine Peso): ACTS - The video discusses the value of PHP against USD and the creator's savings in PHP. Removing it would remove the core subject of the video.

Original caption

BPI Dollar Savings Account. This not sponsored. #saving #savingmoney #savemoneytips @BPI

Call to action

If you have other tips, do share them in the comments.

On-screen text

BUY DOLLARS!!! SAVINGS ACCOUNT SAVINGS ACCOUNT USD 2,007.79 Available balance WHY THE YEAR JANUARY 2026 $1 = P58 DOLLAR 58 FAST SEPTEMBER, 63 PESOS. THINK MONEY BANKS, 20% Dinyo TAX. (NOT SPONSORED) BPI SD THEN CHANGED TO THAT'S USD to PHP PHP to USD TIPS, THE

Transcript

This is why you should have dollars instead of just saving in the bank. When the year started, $1 was equal to P58. Now fast forward in September, it is almost P63 pesos. So even if you think you're making a lot of money through digital banks, remember 20% din 'yung withholding tax. I'm not gonna gatekeep. I use BPI (not sponsored) USD account, then what I did was I changed to US dollars. That's tips. If you have other tips, do share them in the comments.