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Mortgage lenders will offer you a rate that’s too good to be true and then charge you thousands on the back end where you’re not looking. This is called the bait and switch and the reason it works is most buyers are only looking at rate. The loan estimate is overwhelming but simple to understand. Only the charges in section A your lender actually controls. If your section A is over $1500, that means you are being charged for the rate they’re offering you. To have me review your loan estimate for FREE, click the L.I.N.K in my bio to book a 15 min call . . . #mortgage #mortgagetips #firsttimehomebuyer