Department of the Treasury Internal Revenue Service Ogden, UT 84201-0035 IRS Notice CP321J

Department of the Treasury Internal Revenue Service Ogden, UT 84201-0035 IRS Notice CP321J September 14, 2026 You may be eligible for a federal match on your retirement contributions Starting in 2027, the Saver's Match replaces the Saver's Credit for contributions made to retirement plans or IRAs. If you qualify, the federal government matches up to 50% of what you contribute to your retirement account for each tax year. You could get up to $1,000 each year added directly to your retirement account. What you need to know The Saver's Match depends on a taxpayer's filing status and income. You likely qualify for tax year 2027 if you contribute to a retirement plan or IRA, you are a U.S. resident for tax purposes, and either: You are single and have income less than $35,500, or You are married filing jointly and have income less than $71,000 However, you do not qualify if you are a full-time student, you are a child under age 18, or you are claimed as a dependent on another person's return. Based on your prior return information, it appears you may be eligible. Visit IRS.gov/SaversMatch or scan the QR code for more information on eligibility. What you should do Start or continue making contributions to your existing retirement plan or IRA. If you do not have a retirement plan or IRA, open a new IRA. It is easy to find and open a high-quality, low-cost IRA.ne TrumpIRA.gov. Where to find more information Visit IRS.gov/SaversMatch or call 844-715-3950 if you can't find what you need online. Visit IRS.gov/CP321J for more information about this notice. Notice CP321J Taxpayer Identification number: