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A new Finder survey of 2,000 UK adults found the average savings in January 2026 were: 18–24: £2,699 25–34: £11,023 35–44: £13,379 45–54: £12,452 55+: £33,420 Before you compare yourself to these, remember they're averages. A small number of big savers pull them up a lot. 61% of 18–24 year olds actually have £1,000 or less saved, so if you're there too, you're far from alone. Saving is hard when rent, bills and the food shop already take most of your money.