Post by @katlego_kala

Your credit record is affected by more than just whether you pay your accounts. Things like: • Missing or late payments • Applying for too much credit • High credit utilisation • Defaulting on accounts • Debt collection/legal action • Closing credit accounts Your credit record tells a story about how you manage credit. Take care of it — your future self will thank you. #CreditScore #PersonalFinance #FinancialLiteracy #SavingMoney #Fyp