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PERSONAL FINANCE NERDS DON'T GATEKEEP 💰🔒 BEST CREDIT CARDS WITH NO ANNUAL FEE EDITION $ SWIPE 👉👉👉 CHASE FREEDOM UNLIMITED CREDIT CARD freedom UNLIMITED VISA @masterpiecefinance Best For: • People who want to start building up Chase Points • Credit score: 690+ Benefits: • $200 bonus plus 5% grocery store offer - up to $800 total cash back • Earn 3% on dining at restaurants, including takeout and eligible delivery services. • Earn 3% on drugstore purchases. • Earn 3% on travel purchased through Chase Ultimate Rewards. • Earn 1.5% on all other purchases.* Pros: • No Annual Fee Cons: • Requires decent credit BILT MASTERCARD BILT mastercard @masterpiecefinance Best For: • People want to rack up points for paying rent • Credit score required: 670 - 850 Benefits: • 3X points on dining • 2X points on travel • 1X points on rent payments (up to a maximum 50,000 points per year) • 1X points on other eligible purchases Pros: • Pay rent without transaction fee • No annual fee • Transfer points to over 12 travel partners for flights, hotels, etc., Cons: • No sign on bonus • Need decent credit CHASE FREEDOM FLEX CREDIT CARD freedom FLEX mastercard @masterpiecefinance Best For: • Credit score: 670+ Benefits: • $200 Welcome Offer • 5 percent cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1 percent) and Chase Ultimate Rewards travel purchases • 5 percent cash back on Lyft rides (through March 2025) • 3 percent cash back on dining (including restaurants, takeout and eligible delivery services) and drugstore purchases • 1 percent cash back on all other purchases Cons: • Requires good/excellent credit • Complicated rewards DISCOVER IT CASHBACK CREDIT CARD DISCOVER it @masterpiecefinance Best For: • Credit score: 690-850 Benefits: • Earn 5% cash back on everyday purchases at different places each quarter after you activate. Amazon.com, 4 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. • Earn 1% cash back on all other purchases - automatically. • Unlimited Cash Back - With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. Pros: • No Annual Fee • Great rewards Cons: • Complicated rewards • Spending caps on bonus rewards CHASE AMAZON PRIME CREDIT CARD prime VISA Signature @masterpiecefinance Best For: Credit Score: 670+ Benefits: • Welcome offer: Up to $150 Amazon gift card upon approval • 5 percent back at Amazon.com and Whole Foods Market • 2 percent back at restaurants, gas stations and drugstores • 1 percent back on all other purchases Pros: • No Annual Fee • No Foreign Transacton Fees • A high earning rate at Amazon.com and Whole Foods make everyday miscellaneous and grocery store purchases more rewarding. Cons: • Doesn't have access to the Chase Offers or Chase Ultimate Rewards portals. CAPITAL ONE SAVORONE CASH REWARDS CREDIT CARD SAVOR ONE @masterpiecefinance Best For: • If you spend heavily on groceries, dining and entertainment, this is one of your best no-annual-fee options • Credit score: 690+ Benefits: • $200 Welcome Offer • 8 percent cash back on Capital One Entertainment purchases • 5 percent cash back on hotel and rental car bookings through Capital One Travel • 3 percent cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding supermarkets like Walmart® and Target®) • 1 percent on all other purchases Pros: • No Annual Fee • Great rewards Cons: • Need good credit LIKE AND FOLLOW FOR MORE