PERSONAL FINANCE NERDS DON'T GATEKEEP 💰 🔒

PERSONAL FINANCE NERDS DON'T GATEKEEP 💰 🔒 BEST CREDIT CARDS FOR DINING & RESTAURANTS 💳 🍔 (REFERRAL LINK IN BIO) AMERICAN EXPRESS GOLD @masterpiecefinance Best For: • People Who dine out & get a lot of groceries • Credit Score: 670+ Benefits: • 4X Points on Groceries at U.S. Supermarkets up to $25K Per Year • 4X Points at Restaurants worldwide + delivery services in the U.S. • $10 Monthly Dining statement credit - for Grubhub, The Cheesecake Factory, Goldbelly, Milk bar, Wine.com & select shake shacks • $10 Monthly Uber cash - use for Uber Eats or Uber rides in the U.S. Sign Up Point Bonus: 60,000 (Referral Link in Bio) Annual Fee: $250 - $240 in Credits = $10/ Year Pros: • Travel transfer partners Cons: • Requires good/excellent credit • Annual fee CAPITAL ONE SAVORONE CASH REWARDS CREDIT CARD @masterpiecefinance Best For: • If you spend heavily on groceries, dining and entertainment, this is one of your best no-annual-fee options • Credit score: 690+ Benefits: • $200 Welcome Offer • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 • 8 percent cash back on Capital One Entertainment purchases • 5 percent cash back on hotel and rental car bookings through Capital One Travel • 3 percent cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding superstores like Walmart® and Target®) • 1 percent on all other purchases Pros: • No Annual Fee • Great rewards Cons: • Need good credit CHASE SAPPHIRE PREFERRED @masterpiecefinance Best For: • People Who love to dine out at restaurants • Credit Score: 700+ Benefits: • 5 points per $1 spent on all travel purchased through Chase Ultimate Rewards®. • 3 points per $1 spent on dining (including eligible delivery services and takeout). • 3 points per $1 spent on online grocery purchases. • 3 points per $1 spent on select streaming services. • 2 points per $1 spent on travel not purchased through Chase Ultimate Rewards®. • 1 point per $1 spent on other purchases. Sign Up Point Bonus: 60,000 (Referral Link in Bio) Annual Fee: $95 / Year Pros: • New cardholder bonus offer • Bonus categories • Travel transfer partners Cons: • Requires good/excellent credit • Annual fee CHASE FREEDOM FLEX @masterpiecefinance Best For: • Dining out • Credit score: 670+ Benefits: • $200 Welcome Offer • 5 percent cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1 percent) and Chase Ultimate Rewards travel purchases • 5 percent cash back on Lyft rides (through March 2025) • 3 percent cash back on dining (including restaurants, takeout and eligible delivery services) and drugstore purchases • 1 percent cash back on all other purchases Pros: • No annual fee • New cardholder bonus offer • Bonus categories • Cash rewards • Intro APR period Cons: • Requires good/excellent credit • Complicated rewards CHASE FREEDOM UNLIMITED @masterpiecefinance Best For: • Restaurants • Credit score: 690+ Benefits: • $200 bonus plus 5% grocery store offer - up to $800 total cash back (Referral Link in Bio) • Earn 3% on dining at restaurants, including takeout and eligible delivery services. • Earn 3% on drugstore purchases. • Earn 5% on travel purchased through Chase Ultimate Rewards. • Earn 1.5% on all other purchases.* Pros: • No Annual Fee Cons: • Requires decent credit FOLLOW ME FOR MORE PERSONAL FINANCE TIPS 💰 AMEX GOLD REFERRAL LINK IN BIO 😊