How to transfer your HOUSE into a trust

YOU SHOULD NOT OWN REAL ESTATE IN YOUR NAME ALONE!! 1. Create the Trust Before you can transfer the house, you must have a valid Revocable Living Trust (or another type of trust) in place. Make sure it: • Is properly signed and notarized. • Names the trustee(s) and beneficiaries. • Includes provisions for how the house should be used or distributed. 2. Prepare a New Deed To transfer your home into the trust, you need a new deed that changes ownership from you (individually or jointly) to you as trustee of your trust. • Most common deed types: Warranty Deed, Quitclaim Deed, or Grant Deed (varies by state). • Example: “John Smith and Jane Smith, as husband and wife, hereby transfer to John Smith and Jane Smith, Trustees of the Potter Living Trust dated March 28, 2025…” 3. Sign and Notarize the Deed You’ll need to: • Sign the new deed in front of a notary public. • In some states, also include a property transfer affidavit or trust certification. 4. Record the Deed with the County Take the signed and notarized deed to the County Recorder’s Office where the property is located. • Pay any applicable recording fees. • This officially updates public records to reflect that the trust now owns the property. 5. Notify Your Homeowners Insurance Update your homeowner’s insurance policy to reflect the trust ownership: • Name the trust as an additional insured. • This helps prevent coverage issues down the line. ✅ Why It Matters • Avoids probate. • Keeps the home in the family. • Ensures a smooth transfer to heirs. • Helps with incapacity planning. #assetprotection #businessattorney #estateplanning #livingtrust #assetprotectionattorney