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How much do you have to make in order to comfortably afford a brand new Porsche Panamera? Specifically, this will be the Panamera GTS and my final build came out to $179,000 with a 7% tax rate, that's $191,000 after. After putting down 20% or $38,000, you need to borrow $153,000 at a 6.3% interest rate over 60 months or 5 years, which means your monthly car payment is going to be just under $3,000. The annual maintenance cost is around $1,200, which means monthly that's $104. Then the average annual insurance cost is around $3,500, which means monthly that's $294. Be sure to check the link in my bio to see if you're overpaying for car insurance or for free tools like how much your car is worth or for a vehicle history report. And lastly, we have to account for the gas that you spend per month and we're going to use $130. Your total monthly cost come out to $3,500, which would be around 10% of your monthly gross income. Then you times that by 12, which means you need to make around $421,000 in order to comfortably afford this Porsche Panamera.