How much do you have to make in order to comfortably afford a brand new Lamborghini Urus?

@chase.yokoyama

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Moneyhttps://money.com ↗

Why it worked

The video provides high-value, relatable financial education by applying a 'dream' scenario (buying a Lamborghini) to practical budgeting concepts, making the educational content engaging and shareable.

Summary

The creator breaks down the total monthly costs of owning a Lamborghini Urus, including the car payment, maintenance, insurance, and gas. He uses these figures to calculate the annual gross income required to afford the vehicle comfortably.

Structure

1Introduction to the question of affordability
2Breakdown of purchase price and taxes
3Calculation of monthly loan payments
4Estimation of maintenance and insurance costs
5Call to action for insurance savings
6Final calculation of required annual income

Product placement

The creator uses the Money website to demonstrate car insurance savings as part of his financial breakdown.

Original caption

Can you afford a Lamborghini Urus? #lamborghiniurus #Budgeting #budget

More from @chase.yokoyama

Call to action

Click the link in my bio to see if you're currently overpaying for your own car insurance.

On-screen text

MODELS URUS 2025 Lamborghini Urus MSRP From $275,000 $325,000 $65,000 or 20% $5,148.31 $2,250 or $187 per month $6,500 or $543 per month You Could Be Saving On Car Insurance $200 monthly $6,078 $729,360

Transcript

How much do you have to make in order to comfortably afford a brand new Lamborghini Urus? The retail price for a Lambo truck is $275,000, but with the dealership fees and other add-ons, we're gonna add 10% and then another 7% on top of that for the tax, so it comes out to around $325,000. You need to put down around $65,000 or 20%, which means you're borrowing $260,000 at a 7% interest rate over 60 months or five years, which brings your monthly car payment to just over $5,000. The maintenance cost is going to be around $2,250 or $187 per month. And the average annual insurance cost is around $6,500 or $543 per month. But click the link in my bio to see if you're currently overpaying for your own car insurance. Then finally, you're probably gonna be spending at least $200 a month just on gas. Your total monthly cost come out to around $6,000, which would be 10% of your monthly gross income. And then you times that number by 12 to get your annual gross income.