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Things I refuse to do with my money as a 28 year old who works in the finance industry

@oscardonproperty

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Why it worked

The video likely performed well due to its relatable topic of personal finance and spending habits, presented from the perspective of a finance industry professional. The listicle format and clear, concise points make it easy to digest and share.

Summary

The creator, a 28-year-old working in finance, lists five things they refuse to do with their money. These include using Buy Now Pay Later services, buying trendy fashion items, and purchasing items solely because they are on sale.

Structure

1Introduction of topic
2Refusal to use Buy Now, Pay Later
3Refusal to buy trendy fashion
4Refusal to buy items just because they are on sale
5Concluding thoughts

Product placement

The video discusses financial decisions and personal spending habits, but does not explicitly promote a specific product or service. The creator's bio link leads to a Calendly booking page, which is not directly related to the content of the video.

On-screen text

Things I refuse to do with my money as a 28 year old who works in the finance industry 1. Use Buy Now, Pay Later If I can’t afford it upfront, I can’t afford it…. Debt for consumption is a trap. 2. Use a debit card for everything I use credit cards strategically for rewards but I pay them off in full every month. No exceptions. 3. Buy trendy fashion items Trends fade. Quality and timeless pieces don’t. I’m not funding fast fashion cycles. 4. Buy something just because it’s “on sale” A discount isn’t a reason to buy. If I didn’t need it before, I don’t need it now. 5. L

Original caption

1. Use Buy Now, Pay Later If I can’t afford it upfront, I can’t afford it…. Debt for consumption is a trap. 2. Use a debit card for everything I use credit cards strategically for rewards but I pay them off in full every month. No exceptions. 3. Buy trendy fashion items Trends fade. Quality and timeless pieces don’t. I’m not funding fast fashion cycles. 4. Buy something just because it’s “on sale” A discount isn’t a reason to buy. If I didn’t need it before, I don’t need it now. 5. Leave money sitting in a low-interest savings account Inflation is already eating my money, so I’m at least making my cash work in a high-interest account. 6. Skip my monthly money check-in What gets measured gets improved. If I’m not tracking it, I’m losing control of it. 7. Stop building wealth Your 9–5 funds your 5–9. Income alone won’t make you wealthy, assets will. 8. Fall into lifestyle creep More income ≠ more spending. If my lifestyle rises with my income, I stay stuck. 9. Buy a brand new car Instant depreciation is not a flex. I’d rather buy second-hand and invest the difference. 10. Pay for subscriptions I don’t use Silent killers. If I’m not using it, it’s gone. I audit my expenses every month. #wealth #money #realestate #moneytok #property