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If I were restarting my frugal journey from scratch here's exactly what I would do. Number one I would buy a used car. Years ago my dad told me Rachel do not get a brand new car, just buy a used car. But I was stubborn and I didn't listen. So now I have a car note that I'm still paying off. Number two, pay off my credit cards immediately. Buy a coffee, pay it off. Pay a telephone bill, pay it off. And watch my credit increase. Number three, I would meal prep until it was a habit. Meal prepping literally saves you money. You buy what you need, you make it, you eat it, you eat that for the week. Meal prepping your lunches and dinners is crazy. Put a yellow heart for part two.
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