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I hope these numbers don’t scare you. Realize that I had to work very hard to get to this level of savings and investing rate because my personal goal has always been not to “work” past the age of 40. I made a lot of mistakes a long the way but I found a plan that works for me.Your goals and savings rate may look different from mine and THATS OKAY! A few nuances: • I am NOT a high earner. I get paid well but I am not considered a high earner. I don’t work in tech, or law or any of that • I do own a property and my tenant covers half of the mortgage so my living expenses are LOW so I can invest more • I own my car so I don’t have a car payment • I make minimum payments on my student loans because I’m not in a rush to pay them off • I live extremely below my means. I cook a lot and have cut back on things that I personally didn’t value but I still do pay for things I enjoy! The important thing is you need to be consistently saving and investing as much as you can without sacrificing the things in life you do enjoy. You got this! Nothing in this video is financial advice #BuildingToAMillion #payday #debtpayoff #moneytok #PersonalFinance