Where to open a HYSA ($10,000 saved as an 18 year old)

I have over $10,000 saved in my HYSA, but if I didn't know where to open one, here's what I would do and how I would open it. The first thing you want to do is find what bank you want to use to have your HYSA with. Me personally, I chose Ally because I want to build a good relationship with them because I plan to get their credit cards on the near future. But some good ones are also Ally Capital One and also SOFI. But just with SOFI, watch out for the hidden fees, hidden monthly fees because they will try to get you. When looking for a good HYSA account, you need to look for one that has great benefits and also a pretty decent APY. Me personally, I love Ally because the 3.3% APY works good for me and also it has very good benefits. But always remember, once you open up your HYSA account, you need to be depositing money into it every single time you get some sort of income, whether it's from a 9 to 5 or a side hustle. Any sort of income you get, you need to split it and take half of that money and put half of that money in your checking and also half of that money in your HYSA to see the maximum growth. If you're not going to be putting money into your HYSA account, there's really no point in having one. You need to be putting money into the account every single time you get money. I promise you, the amount of money you're going to make back on the returns is crazy. It's 2026, bro. Open up a HYSA account. Everyone should have one. It's a no-brainer.