Budget my paycheck ($834.47)

@tylerworley3

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SoundTikTok sound · original sound - tylerworley3

Why it worked

The video provides a clear and relatable breakdown of personal finance management, specifically budgeting a paycheck. The creator's transparency about their income and expenses, combined with practical advice on saving and investing, resonates with viewers interested in financial literacy.

Summary

The creator budgets their $834.47 paycheck by allocating funds to a car ticket, savings, investments in ETFs, and their phone bill. After all expenses, they are left with $127.47 for the next two weeks.

Structure

1Received paycheck of $834.47
2Paid off car ticket ($267 total, $167 this paycheck)
3Saved $300 in high-yield savings
4Invested $200 in ETFs (VGT, BO, QQQ)
5Paid $40 phone bill
6Leftover $127.47 for two weeks

Product placement

The creator mentions investing in three ETFs: VGT, BO, and QQQ. They also mention a high-yield savings account (HYSA) and paying their phone bill.

Call to action

Let's see if I can do it.

On-screen text

Budget my paycheck ($834.47) Car ticket: $167 HYSA: $300 Investments: $200 Phone bill: $40 Leftover: $127.47

Original caption

Come budget my paycheck! #finance #budget #financialliteracy #saving

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Transcript

I just got paid today and y'all already know what that means, so come budgie and my paycheck with me. This pay period I did work a decent amount, so I did end up getting paid $834.47, but I did have to pay the rest of my parking ticket or my car ticket that I got last month. So that payment was $167 because the total ticket was $267 and I ended up paying 100 from my last paycheck onto this one. So I had to pay 267 in total for my parking ticket, car ticket I got. And I'm sure you guys already know what I did next. I did end up putting $300 into my high oil savings account. I try to save as much money as I can. Any sort of time I get any sort of money. It goes straight to my high oil savings account or a portion of it does. And the next thing I did was I did end up putting $200 towards my investments. I'm currently investing in three ETFs, which is VGT, BO and QQQ. These diversified my portfolio a lot. So these are why I invested in the three of these ETFs. And the last thing I had to do was pay off my $40 phone bill, which I do pay for every single month. I am thinking about paying it in full paying off the phone fully in the next few months. So yeah, I only have about like $300, $400 left. So I might as well just pay it off and not worry about it anymore. And with all those expenses at the way, that leaves me with a total of $127.47 left over the last week for the next two weeks. Let's see if I can do it. Thank you guys so much.