When I was 21, I had moved out of my mom's house and I just started touching some real cash.

@nick.ogd

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Why it worked

The video uses a relatable 'rags to riches to rags' narrative structure that builds immediate intrigue and delivers a punchy, unexpected ending.

Summary

A creator shares a personal story about how he lost most of his net worth at age 21 due to poor financial decisions and legal trouble. He concludes with a dark humorous reminder that things can always get worse.

Structure

1Introduction of early financial success
2Description of impulsive luxury purchases
3The reveal of the stolen watch
4The reveal of the car impoundment
5Reflection on losing net worth
6Closing advice

On-screen text

When I was 21, I had moved out of my mom's house and I just started touching some real cash.

Transcript

When I was 21, I had moved out of my mom's house and I just started touching some real cash. So as any bright investor, I thought the smartest thing I could do was buy an AP Royal Oak, no box, no papers, and a 2021 Toyota Supra with a $20,000 markup. I was so up, I was on Instagram posting everyday like I was fucking Michael Jackson himself. About 6 months after that, the serial number on the AP came back in the stolen watch database. And then about a year after that, I lost the Supra when I got arrested for street racing and the impounded the vehicle. That was like 90% of my net worth gone within like 2 years. So if you're ever going through some hard time, just remember, it can always get worse.