Yes, having left over money at the end of the week is hard.

The video uses a relatable hook about financial struggles and contrasts it with a more significant future consequence, prompting viewers to reflect on their own financial situation and potentially seek solutions.

The speaker discusses the difficulty of having leftover money at the end of the week, but emphasizes that being in the same or worse financial situation in ten years is more painful. The video implies a need for better financial planning or investment.