IS THE GMC SIERRA 2500 ACTUALLY AFFORDABLE?

This is a 2026 GMC Sierra 2500 AT4X. This is a 2026 GMC Sierra 2500 AT4X. And it has a starting price of $85,200. Then it has a delivery fee of $2,795. And then it has a few manufacturer add-ons, an additional $11,030. And the dealership adds another $1,196. All of that brings a total listed price for this GMC Sierra to $100,221 for this GMC Sierra. Now, very quickly, if you want to know if you can afford this vehicle or any vehicle for that matter, be sure to check out my car affordability calculator at the link in my bio. They can help you see how much car you can afford based on your own personal numbers. And also check out my budget tracker as well that can help you keep track of your finances. They can both be found at the link in my bio. I did build both of them myself, so any feedback is very helpful and it does help out the channel, so I do greatly appreciate it. Now for this 2026 GMC Sierra 2500 AT4X, if you add an 8% sales tax, that would add an additional $8,017.68 in sales tax, which would then bring the total price to $108,238.68 for this GMC Sierra. Now, let's say you want to finance that total amount was $0 down. At a 9% interest rate for 72 months, which is a total of six years, then your monthly car payment would be $1,951.06 for this Sierra 2500. Over the course of those six years, you would end up paying a total of $32,237.67 in interest. But of course, you can't just look at the monthly car payment when you're trying to see if you can actually afford a vehicle. So you have to look at all the monthly expenses, things like car insurance, which would be about $202.50 a month on average. Your monthly gas costs would be about $293.50 a month. And for maintenance, you'd be looking at somewhere around $82.50 a month. If you divide that evenly across all the 72 months. And if you had all those monthly expenses together, your car payment, your insurance, your gas, and your maintenance, then that means that you would be paying about $2,529.56 a month for this Sierra AT4X. And if you wanted to keep those total monthly expenses at a comfortable 15% of your average annual income, then that means that you would need to be making about $202,364.83 annually in order to comfortably afford the 2026 GMC Sierra 2500 AT4X. If you like this video, be sure to give me a follow and make sure you check out my car affordability calculator as well as my budget tracker at the link in my bio. So let me know what you want to see next.