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AD If I was 18 again, I would do these 3 things immediately 1. Get a credit card 2. Open a Stocks and Shares ISA 3. Learn to live within your means! Seems simple? Around half of people find their spending goes up in line with increases in salary according to Compare the Market, and you want to reduce that as much as possible! And check out @Compare the Market to find the right credit card for you #PersonalFinance #comparethemarket #money #LearnOnTikTok