That car insurance renewal price is… 😡

That car insurance renewal price is… 😡 Here’s my five step checklist to help get a great price. Guys, guys, whoa, whoa, whoa. I would never accept the first deal without at least checking to see if I can get a better price. So here are five tips to help you try and reduce your insurance premium and it is so simple. First, if you're in a position to pay annually, it could save you money. Monthly payment is not simply dividing the cost by 12. It often includes interest added on top as well. Paying annually avoids this cost. Two, do not leave it to the last minute. The renewal tends to come in a few weeks in advance, so use that time to your advantage. The earlier you start looking, the less you'll panic, and that panic is often what causes people to overpay. You could also simply check out AutoSergei from Compare the Market that does a lot of the hard work for you, like reminding you about that renewal that you might have forgotten to set a reminder for. Three, shop around and be willing to switch provider. You have no obligations to stay loyal to your current provider. Personally, I just head to Compare the Market to find a great deal. Four, play around with your information. No, nothing incorrect. Think about what you really need from your policy. Test different job descriptions, play around with your voluntary excess, and even reduce your annual miles. See what happens to the price. Five, consider adding a black box. I know you're rolling your eyes at me because it means that your driving is being monitored, but first, you should be driving safely anyway, and second, if it's between that or paying more money, I know what I'm choosing. All right, let's get this started, shall we?