Original caption
august budget reset. this is how i’d start the month if you feel behind ⬇️ My finance binder ➡️ @The Line Stationery a monthly money reset takes about 20 minutes and it’s the reason some people never feel blindsided by a bill: 1. write down every single bill with the actual due date. not a guess. 2. list your take home pay for the month. the real number, not your salary. 3. subtract. whatever is left is what you’re actually working with. 4. pick your needs, wants, future you split before the money hits, not after. 5. name your sinking funds now. car repairs, back to school, holidays. yes, holidays. it’s august and december is going to happen whether you saved for it or not. 6. cancel two subscriptions you forgot about. everyone has two. 7. set one number for august. one. not seven goals you’ll abandon by the 9th. you’re not behind. july just ended without a plan, which is what july does. save this and do it before your first paycheck hits. #august #financialfreedom #debtpayoff #planner #personalfinanceforwomen