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Amex Blue Cash Everyday: Use this strictly for your big-ticket daily living essentials: 3% on groceries, gas, and online shopping (Amazon, etc.). Chase Freedom Unlimited: Use this for everything else. You get 3% on dining out and drugstores, plus a high 1.5% flat rate on all miscellaneous bills that Amex would only give you 1% back on. Capital One Savor: Use this for all food and fun. You get 3% on dining, groceries, streaming, and live entertainment The Ultimate Check-Out Cheat Sheet * At the Grocery Store: Use Amex (until you hit the $6,000 cap, then switch to Capital One). * At a Restaurant or Bar: Use Capital One or Chase (both give 3%). * At the Gas Pump: Use Amex. * On Amazon or Website Checkouts: Use Amex. * Concerts, Movies, or Sporting Events: Use Capital One. * At a Pharmacy (CVS / Walgreens): Use Chase. * Auto Repair, Doctor Bills, Utilities, Insurance: Use Chase (for the 1.5% flat catch-all rate). #creditcard #chase #money #cashback #fyp