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Five signs you're not as behind as you think, financially: 1. You are actively paying off your debt, or are debt free! The average family owes $66,000 in debt. 2. You have savings. 40% of Americans don't have the savings to cover a $400 emergency. If you have an emergency fund of any kind, you're doing great! 3. You're investing in retirement. 37% of Americans have more money in credit card debt than they have invested. 4. You are a homeowner. 35% of Americans don't own a home. 5. You are content with what you have. Everyone is always looking for the next best thing, and they feel like the goalpost is always moving. If you are content with what you have, you are ahead of the game! Where you start doesn't determine where you finish. Small wins build momentum. Momentum builds habits. Habits build wealth. #finance #moneytok #gettingahead