$60

The video uses a street interview format with a monetary incentive to engage viewers and gather testimonials about the Niu credit card. This approach creates social proof and encourages participation by highlighting user benefits and a clear call to action.

The creator offers $60 to people who have a Niu credit card and asks them about their favorite benefits. One user shares that she likes the practicality of the app and its operations. The video encourages viewers to comment their favorite benefit and apply for the card through the app.