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Ripple has just landed another bank. And XRP holders need to understand what's actually happening here. South Korea's Jeonbuk Bank has just become the first regional bank in the country to deploy Ripple Payments for cross-border business payments. Instead of transferring between multiple intermediaries and potentially taking days. Ripple says the system can settle payments in seconds to minutes, 24/7. And this is Ripple's third significant institutional relationship in Korea this year, spanning payments, custody, stablecoins and tokenisation. So this is absolutely significant for Ripple. But here's the part that will probably get lost in crypto Twitter. There's no confirmation that Jeonbuk Bank is using XRP. The announcement confirms Ripple Payments adoption, not the settlement asset being used. And an understanding that can completely change how we look at Ripple's strategy. Because Ripple is increasingly becoming a much bigger financial infrastructure company than just the company behind XRP. And understanding that could completely change how we look at Ripple's strategy.