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CORNERSTONE
PROPERTY HOLDINGS LLC
RETIRE FASTER. LIVE BETTER.
RETIREMENT AGE CHEAT SHEET
HOW MUCH DO YOU NEED TO RETIRE COMFORTABLY?
Based on a 4% annual withdrawal rate (the traditional "4% rule")
PORTFOLIO NEEDED TODAY TO SUSTAIN THIS ANNUAL INCOME
RETIREMENT
AGE
$50,000 / YEAR
($4,167 / MONTH)
$75,000 / YEAR
($6,250 / MONTH)
$100,000 / YEAR
($8,333 / MONTH)
$125,000 / YEAR
($10,417 / MONTH)
$150,000 / YEAR
($12,500 / MONTH)
50
RETIRE AT 50
$1,750,000
Needs to last
50+ years
$2,625,000
Needs to last
50+ years
$3,500,000
Needs to last
50+ years
$4,375,000
Needs to last
50+ years
$5,250,000
Needs to last
50+ years
55
RETIRE AT 55
$1,475,000
Needs to last
45+ years
$2,212,500
Needs to last
45+ years
$2,950,000
Needs to last
45+ years
$3,687,500
Needs to last
45+ years
$4,425,000
Needs to last
45+ years
60
RETIRE AT 60
$1,225,000
Needs to last
40+ years
$1,837,500
Needs to last
40+ years
$2,450,000
Needs to last
40+ years
$3,062,500
Needs to last
40+ years
$3,675,000
Needs to last
40+ years
65
RETIRE AT 65
$1,000,000
Needs to last
35+ years
$1,500,000
Needs to last
35+ years
$2,000,000
Needs to last
35+ years
$2,500,000
Needs to last
35+ years
$3,000,000
Needs to last
35+ years
EARLIER RETIREMENT
REQUIRES MORE
More years of your life
need to be funded.
THE 4% RULE
Withdrawing 4% annually
has historically provided
the best chance your
money lasts 30+ years.
INFLATION MATTERS
Costs rise over time.
Build a plan that
accounts for inflation
and healthcare.
PLAN FOR THE
LONG HAUL
The goal isn't just to
retire, it's to stay retired.
Assumptions: 4% annual withdrawal rate, 2.5% inflation, portfolio invested 60% stocks / 40% bonds.
Actual results will vary based on market returns, inflation, taxes, fees and your spending.
THE GOAL ISN'T JUST TO RETIRE EARLY...
IT'S TO HAVE FREEDOM FOR LIFE.
Plan Smart. Invest Consistently. Live. Free.
SAVE THIS POST
FOR YOUR FUTURE
YOUR FUTURE. YOUR LEGACY.
LET'S BUILD WEALTH THAT LASTS.
CORNERSTONE
PROPERTY HOLDINGS LLC
Investing Tips
Wealth Building
Financial Freedom