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Don't lie. Please don't lie. If you're getting sued by debt buyers like Midland Funding, LVNV, Portfolio Recovery, you know, one of the big 10 debt buyers, which means they bought an old credit card of yours. You don't have to lie, right? You took out the card, you used the card, you spent the money. But that credit card was sold to another debt buyer, which means they have to prove that they stand in the shoes of the original credit card company. Doesn't matter that you took it out. Just saying.